Terms of use

Using this site

You may use these calculators and guides for your own personal, non-commercial purposes. You may not scrape, republish or resell the content or present our results as your own product.

No advice, no warranty of outcome

All content is general information. Results are illustrations produced from the figures you enter and the assumptions we publish. They are not offers, quotations, or advice, and no lender is bound by them.

Accuracy

We take care to keep rates, thresholds and formulas correct and to cite their sources, but we cannot guarantee that every figure is current at the moment you read it. Always check the original source before relying on a number, and take professional advice before making a financial decision.

Liability

To the extent permitted by law, we are not liable for loss arising from reliance on this site. Nothing here limits liability that cannot lawfully be limited.

Governing law

These terms are governed by the law of England and Wales.